Converted Barn Home Insurance
- Insurance for post and truss, box construction and cruck framed barns.
- Any age of property covered.
- Underwritten by AXA Insurance.
More information
Barn Conversion Insurance
Barn conversions can be the perfect crossover between modern homes and country living; full of character and individuality but customised with today’s mod cons. Conversions of this nature are often a project taken on by the homeowner, or a local builder, as opposed to building firms. When it comes to insuring the property, this is something that needs to be taken into account.
What Does My Insurer Need to Know to Insure my Converted Barn?
Barn conversions are one of a kind, so it’s best that you visit a specialist insurance provider like Homeprotect to retrieve a quote. We consider the competence of the builder, the type of building materials used and the extent of conversion carried out when underwriting your policy. That’s because we recognise that your conversion is as individual as you are, and that the one-size-fits-all approach by standard insurers just won’t cut it.
There are three main types of barn which we can insure:
- Box construction barns – the four walls of the building support the entire structure.
- Cruck framed barns – internal timber A-frames provide structural support for both the roof and the walls.
- Post and truss barns – internal timber frames support the weight of the roof by adjoining vertically with central posts.
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What’s covered by buildings insurance?
Having buildings insurance means you won’t be out of pocket if you need to repair or rebuild your home if it’s been damaged or destroyed.
What we offer
Quick fix for uncontrollable leaks
Have a home emergency, such as electricity failure, faulty locks or vermin infestation? With the 24/7 Home Emergency cover, which we provide as standard, you can typically get an engineer at your home within four hours. And if you’re worried about an uncontrollable leak in your home, we aim to have an emergency plumber to you within two hours.
Extreme weather conditions may extend response time. Policy terms and claim limits apply.
5 star rated buildings cover
Our building insurance has been given the highest rating by independent financial research companies, Defaqto and Moneyfacts.
Repair guarantee
Any buildings work we undertake is guaranteed for 24 months following a claim.
Legal advice
We provide Legal Protection cover as standard, giving you access to telephone legal advice on any personal legal issue, under the laws of the UK, any European Union country, the Isle of Man, Channel Islands, Switzerland and Norway.
What isn’t included?
Damage cause gradually, or by wear and tear, or by failure to fix a known issue.
Faulty design or poor workmanship.
Damage or liability arising out of the activities of contractors.
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BUILDINGS Insurance Cover Levels
Our buildings insurance is designed to protect your home against insured events such as fire, storm, flood, escape of water, theft, malicious damage, subsidence, landslip or heave.
Buildings cover
Covers the main structure of your home, including attached garages and conservatories, if you need to rebuild or repair it following an insured loss. Also covers permanent outdoor structures such as driveways, patios and boundary walls.
£1 million
(more cover available if you need it)
Alternative accommodation
Covers the cost of alternative accommodation for you and your pets, together with reasonable expenses (e.g. travel, food, laundry) if you can’t live in your home (or where you’ve been advised to evacuate) due to an insured loss.
up to £75,000
Home emergency
Covers sudden, unexpected emergencies, such as uncontrollable water leaks, that require immediate corrective action to prevent or limit damage to your home, or make your home secure. Two levels of cover are available, for different types of insured loss.
up to £500
Family legal protection
Covers legal costs following an insured loss. There must be reasonable prospects of winning and the incident must have occurred during the policy term. Two levels of cover are available, for different types of insured loss.
up to £25,000
Trace and access
Covers the cost of detecting the source of a water or oil leak to your home or outbuildings. Includes reinstating any wall, floor, ceiling, drive, fence or path removed or damaged during the search (up to the claim limit).
up to £10,000
Outbuildings cover
Covers rebuild or repair of your outbuildings (e.g. detached garages, greenhouses, sheds and summerhouses) that are within the boundary or a communal area you’re legally responsible for, if you need to rebuild or repair them following an insured loss.
from £20,000
Liability cover
Covers damages and claimants’ costs and expenses for your legal liability in the event of accidental death, injury or illness to a third party, or damage to property belonging to a third party.
up to £5 million
Accidental damage
Covers sudden, unexpected and unforeseen events around the house (e.g. spillages or breakages) that result in physical damage and which was caused by you, your guests, a third party or wild animals. Two levels of cover are available.
Optional
POLICY DOCUMENTS
If you’re deciding on whether to buy home insurance with us, you can use our latest policy booklets as a guide.
Existing Customer?
Your latest policy documents are available to view and download.
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