UP TO £60 CASHBACK
WITH YOUR HOME INSURANCE
- Get cashback through TopCashback when you buy your home insurance online*
- Unoccupied, Home Business, Holiday Homes, Undergoing Renovations & more all covered.
- Underwritten by AXA Insurance.
- Average quote time is only 10 minutes.
How to qualify for the offer
Get A Quote
Purchase Online Within 45 Days
Receive Your Cashback
PROTECT YOUR HOME WITH HOMEPROTECT
AND CLAIM UP TO £60 CASHBACK TOO!
The cashback is calculated based on the type of cover:
- Get £60 for Buildings and Contents cover OR
- OR get £30 for Buildings only cover
- OR get £10 for Contents only cover
The maximum cashback available is £60 if you buy a Buildings and Contents policy.
HOMEPROTECT IS A SPECIALIST HOME INSURER, WE COVER:
- Unoccupied homes
- Homes with high value items such as antiques and art
- Homes also used as businesses such as Airbnb properties, childminders and many more business types
- Listed properties
- Homes made of non-standard materials
- And many more!
*CASHBACK TERMS AND CONDITIONS
PLEASE READ BEFORE YOU BUY
Please read the instructions below very carefully – we want to ensure your purchase qualifies for the cashback offer.
TERMS AND CONDITIONS
In order to qualify for cashback you must:
- Click through to the Homeprotect website from the TopCashback link
- Create a new online quote by clicking the link “Get a quote” above
- Complete your purchase of this quote online within 45 days – you must purchase online and not over the phone.
- Please note Homeprotect will be unable to accept cash back claims made after 8 weeks after the transaction date. Should you wish to query cashback please email [email protected]
DISCLAIMER
IMPORTANT: If the quote has been generated via another website, such as a comparison site, the sale will not be attributed to TopCashback and you will NOT receive the cashback.
If you have any doubts about whether your cashback is tracking correctly and meets the terms and conditions of the offer then please do not hesitate to contact us BEFORE YOU BUY by emailing the Homeprotect marketing team, referencing “TopCashback” and providing your name, postcode and the quote reference or policy reference number. We will confirm whether your chosen quote is eligible for cashback.
AVAILABILITY
Cashback via Topcashback is only available to new customers and your policy must be live for at least 90 days in order to qualify for cashback.
Cashback is only available online sales made over the telephone do not qualify. Please ensure you have third party cookie tracking enabled and you allow the confirmation page to fully load before closing the window – without this tracking enabled we cannot track your purchase and no cashback will be paid. For more information please visit the information page on TopCashback.
After clicking through to the Homeprotect website from the TopCashback link you must generate a new online quote and complete the transaction within 45 days in order for the policy to be tracked and qualify.
Retrieved quotes generated previously (eg. through a price comparison website) are not eligible for cashback. Quotes may show as tracked in your TopCashback account but Homeprotect will check the final source of the sale during the validation stage and reserves the right to refuse payment if it didn’t complete via TopCashback.
Your policy must be live for at least 90 days in order to qualify for cashback; any cancelled policies within this period will not be eligible for cashback. No cancellation fees if you change your mind within 14 days of purchase.
PAYMENT
Only one cashback payment will be awarded per UK address in a twelve month period.
All appropriate payments due to us in respect of the relevant policy must be up to date and received by us, and any Direct Debit arrangements must be supported by a valid Direct Debit Instruction. If the cashback is sent and the policy cancelled within 12 months of inception Homeprotect has the right to deduct or charge up to the full amount of cashback, in addition to any administration fees which may apply.
If you pay by monthly instalments and in the event that the cashback payment exceeds any refund due then Homeprotect reserves the right to seek payment from you to cover the cost of the cashback.
Your cashback will NOT be paid if:
- The policy has been cancelled prior to payment having been made.
- A quote is generated via TopCashback but you telephone us to complete the sale.
- If the purchase was not tracked fully through TopCashback links.
- The quote has been generated via another site such as a price comparison site or direct via Homeprotect.co.uk or via any other site or advertisement, as the sale will not be attributed to TopCashback.
Equally if you get a quote via the TopCashback link but then purchase using a price comparison site, you will not receive cashback.
Homeprotect will be unable to accept cash back claims made after 8 weeks after the transaction date. Please keep your quote reference in case you need to raise a cashback claim but note that it will have to be within 8 weeks of purchasing.
This offer is not available to be used in conjunction with any other offer and this offer may be withdrawn at anytime.
Fraudulent Transactions: Homeprotect reserve the right to cancel policies and withdraw cashback should there be a basis for suspicion of fraud or suspect the terms of the offer are being abused.
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buildings & Contents Insurance Cover Levels
Our home insurance is designed to protect your home against insured events such as fire, storm, flood, escape of water, theft, malicious damage, subsidence, landslip or heave.
Buildings cover
Covers the main structure of your home, including attached garages and conservatories, if you need to rebuild or repair it following an insured loss. Also covers permanent outdoor structures such as driveways, patios and boundary walls.
£1 million
(more cover available if you need it)
Contents cover
Covering the value of the possessions you could take with you when moving home, such as furniture, clothing, valuables, appliances, fittings, entertainment equipment, gadgets and bikes, following an insured loss. Cover provided on a new for old basis.
from £25,000
Alternative accommodation
Covers the cost of alternative accommodation for you and your pets, together with reasonable expenses (e.g. travel, food, laundry) if you can’t live in your home (or where you’ve been advised to evacuate) due to an insured loss.
up to £85,000
Home emergency
Covers sudden, unexpected emergencies, such as uncontrollable water leaks, that require immediate corrective action to prevent or limit damage to your home, or make your home secure. Two levels of cover are available, for different types of insured loss.
up to £500
Family legal protection
Covers legal costs following an insured loss. There must be reasonable prospects of winning and the incident must have occurred during the policy term. Two levels of cover are available, for different types of insured loss.
up to £25,000
Trace and access
Covers the cost of detecting the source of a water or oil leak to your home or outbuildings. Includes reinstating any wall, floor, ceiling, drive, fence or path removed or damaged during the search (up to the claim limit).
up to £10,000
Outbuildings cover
Covers rebuild or repair of your outbuildings (e.g. detached garages, greenhouses, sheds and summerhouses) that are within the boundary or a communal area you’re legally responsible for, if you need to rebuild or repair them following an insured loss.
from £20,000
Liability cover
Covers damages and claimants’ costs and expenses for your legal liability in the event of accidental death, injury or illness to a third party, or damage to property belonging to a third party.
up to £5 million
Personal possessions
Covers items likely to be worn, carried or used by you away from your home (e.g. bags, clothes and sports equipment) in the event of physical damage or theft. Cover provided anywhere in the world.
Optional
Gadgets, bikes and valuables away from the home
Cover for electronic gadgets (e.g. mobile phones, laptops, tablets etc), bikes (including electrically assisted bikes), valuables (e.g. watches and jewellery), equipment (e.g. hearing aids) and other expensive or high risk items that you take out of your home.
Optional
Accidental damage
Covers sudden, unexpected and unforeseen events around the house (e.g. spillages or breakages) that result in physical damage and which was caused by you, your guests, a third party or wild animals. Two levels of cover are available.
Optional
Recommended by our customers
72% Saved money when they switched to Homeprotect*
What’s covered by BUILDINGS & contents insurance?
Home insurance provides financial protection if you need to repair your home or replace your belongings after they’ve been stolen, damaged or destroyed.
It comes in two parts: buildings insurance (cover against damage to the property itself) and contents insurance (for damaged or stolen items within the home). These can be combined or bought separately, so the first step is deciding which option is better for you.
What we offer
Quick home emergency response times
Have a home emergency, such as electricity failure, faulty locks or vermin infestation? With the 24/7 Home Emergency cover, which we provide as standard, you can typically get an engineer at your home within four hours. And if you’re worried about an uncontrollable leak in your home, we aim to have an emergency plumber to you within two hours.
Extreme weather conditions may extend response time. Policy terms and claim limits apply.
5 star rated buildings cover
Our building insurance has been given the highest rating by independent financial research companies, Defaqto and Moneyfacts.
Repair guarantee
Any buildings work we undertake is guaranteed for 24 months following a claim and any contents repair work we undertake is guaranteed for 12 months.
New for old
Where we replace an item, we will do our best to meet the original specification on a ‘new for old’ basis. If we can’t find an exact replacement, we’ll offer you a suitable alternative, or a full cash settlement.
Legal advice
We provide Legal Protection cover as standard, giving you access to telephone legal advice on any personal legal issue, under the laws of the UK, any European Union country, the Isle of Man, Channel Islands, Switzerland and Norway.
What isn’t included?
Damage caused gradually, or by wear and tear, or by failure to fix a known issue.
Faulty design or poor workmanship.
Damage caused by pets.
The cost of repairing or replacing items following a mechanical or electrical fault.
Lost items.
New Customer?
If you’re deciding on whether to buy home insurance with us, you can use our latest policy booklets as a guide.
Existing Customer?
Find answers to some of your questions here. Your latest policy documents are also available to view and download.
Prefer to SPEAK WITH us?
Our insurance experts are on hand if you have any questions.